A Merchant Cash Advance is the purchase of future credit card receivables. This is a new and innovative financial product; it is not a loan. Merchant Cash is able to offer an unsecured business finance solution for your working capital needs that is fast and hassle free. Sometimes called “credit card receivable funding” or “credit card factoring” eligibility for a Merchant Cash Advance is primarily based on the strength and consistency of your business’ credit and debit card sales.
We are able to offer financing to businesses across Australia. For many business owners, a Merchant Cash Advance offers benefits that are not available from traditional Australian lenders and other financing sources. While many working capital options might take weeks or longer to secure, a Merchant Cash Advance puts money in-hand in as few as 3 business days, and this money can be used for any business purpose.
Perhaps best of all, a Merchant Cash Advance is very “cash flow friendly” to the business. We only get paid when your business gets paid, if your business has a slow period, there are no fixed payments to make - we only get paid when you get paid, and hence ties in perfectly with the working capital cycle of your business.
We encourage you to take advantage of the information and resources offered on this website to learn all you can about your business’ potential options for business capital. The funds are used entirely at your own disposal, and can be used for such purposes as maintaining a positive working capital balance, expanding your business, renovating your premises or any other financing reason you see fit.
Information is power. See if a Merchant Cash Advance is the right working capital financing solution for your business’ growing needs.