Owe The ATO Money?
Loans To Pay:

  • Pay the ATO before 28th April to Avoid Penalties
  • Rates From 0.5% / Month
  • Fully Online Application
  • Fast Approvals, Funding in 24 Hours

Online Enquiry

5starsCourtney Williams, KiddiMoto
Finally someone who can see that small business sometimes need a little help to grow.


We only require information that is absolutely necessary to approve your loan.

No Obligation

Filling out an application is free and there is no obligation.


Your data is protected to the highest standards.

Satisfied Clients

<h2>Gaven Ferguson</h2>

Gaven Ferguson

DreamTime Training

Merchant Cash took the time to really help us understand the terms and conditions and made us feel comfortable with using such a service. A great pleasure to know them.
<h2>Courtney Williams</h2>

Courtney Williams

KiddiMotto Australia

As a business that is growing fast we needed to quickly buy more stock. Banks couldn’t do this quick enough hence why we turned to Merchant Cash. The communication was great and funding was very fast.
<h2>Jeremy Flannagan</h2>

Jeremy Flannagan

CRJ Maintenance

I was able to receive a loan from Merchant Cash to assist with expanding my business. The application process was extremely easy and the funds were provided within days. I would highly recommend this service.


Your interest rate will depend on the term of your loan and your business trading history.

For an indication of current rates, please see the table below.


Loan PurposeInterest Rates From
Cashflow / Working Capital0.75% / Month
Invoice Discounting / Factoring0.5% / Month
Vehicle / Equipment Finance4.09% / Year
Property Finance3.89% / Year
OtherPlease Enquire
We all know that businesses require capital to grow, and unfortunately these days banks are not making many loans to SMEs.

Even when banks do make loans, they are more focused on the collateral they can secure than the strength of the cashflows. At Merchant Cash we are different, by using technology to help assess borrowers, we are able to offer small business loans that are unsecured and require no personal guarantee.

We offer all kinds of business loans including

  • Unsecured Loans
  • Secured Loans (Property & Equipment)
  • Short Term Loans
  • Vehicle & Equipment Finance
  • Invoice Finance / Factoring
  • All other forms of Business Finance
Fill our the enquiry form above and we will give you a pre-approval in less than 1 minute.

After we review your details, a senior credit adviser will call you to discuss your situation and your loan options.


We Can HelpWe Cannot Help
Businesses With Min $5,000 Monthly SalesPeople Starting New Businesses
Businesses Established More Than 1 year AgoPeople Purchasing Existing Businesses (unless you already own another business)