Business Loan Calculators

Use our handy business loan calculators below to estimate what repayments will be required on your loan

Unsecured Business Loan Calculator

  • Unsecured Loans allow you to borrow without risking property
  • Loan terms of 3-12 months are available
  • If you want to borrow for longer, security may be required
  • No personal guarantees required

Standard Loan Calculator

  • A standard loan is one with a fixed interest rate and periodic payments
  • Loan terms of 1-30 years are available
  • Borrow up to $250k for 5 years unsecured
  • Larger loans and longer tenors will require security

Vehicle & Equipment Loan or Lease Calculator

  • $0 down financing
  • Low Doc / No Financials
  • Tax efficient solutions

Invoice Discounting Calculator

  • Get cash today for your outstanding invoices
  • Rates from 0.5% / month
  • Fast approvals, funding within 24 hours

Commercial Loan Repayment Calculators

An important factor when taking a business loan will be how much the repayments are. Merchant Cash understands it is important that your business can afford the loan repayments, which is why we will help your business get the most appropriate loan for your needs.

  • Is security is required: This will depend the particular circumstances of your business, and the amount and term of your loan. A secured loan will have a lower rate of interest, while an unsecured loan will have a higher rate of interest.
  • The length of the loan: A one year loan will have a higher monthly repayment than a five year loan, however over the life of the loan you will repay a lower total amount of interest.
  • Timing of repayments: Merchant Cash can assist your business loan repayments to perfectly match your business cashflow. If your customers are other businesses, Invoice discounting will allow you to do this.
  • Your interest rate: Your interest rate will be determined by your business circumstances, amount and length of your loan, and whether your loan is secured or unsecured.
Business Loan Repayment Calculator