Vehicle & Equipment Finance

  • Rates from 4.09%
  • Cars, Trucks & Commercial Vehicles
  • Borrow From $10,000 to $1,000,000
  • Fully Online Application
  • Fast Approvals, Funding in 24 Hours
  • Loan & Lease terms from 1 to 7 Years+ to suit your Business Needs


We only gather what is absolutely necessary to make a decision

Security is our priority

Your data is protected to the highest standards.

5starsCourtney Williams, KiddiMoto


Finally someone who can see that small business needs help at certain times to grow.

Happy Business Owner Clients

<h2>Gaven Ferguson</h2>

Gaven Ferguson

DreamTime Training

Merchant Cash took the time to really help us understand the terms and conditions and made us feel comfortable with using such a service. A great pleasure to know them.
<h2>Courtney Williams</h2>

Courtney Williams

KiddiMotto Australia

As a business that is growing fast we needed to quickly buy more stock. Banks couldn’t do this quick enough hence why we turned to Merchant Cash. The communication was great and funding was very fast.
<h2>Jeremy Flannagan</h2>

Jeremy Flannagan

CRJ Maintenance

I was able to receive a loan from Merchant Cash to assist with expanding my business. The application process was extremely easy and the funds were provided within days. I would highly recommend this service.


Your exact interest rate will depend on your business Trading History and how long you are looking to borrow the money for, but for an indication of rates, please see the table below.


Loan PurposeInterest Rates From
Cashflow / Working Capital0.75% / Month
Invoice Discounting / Factoring0.5% / Month
Vehicle / Equipment Finance4.09% / Year
Property Finance3.89% / Year
OtherPlease Enquire
The team at Merchant Cash are dedicated to helping you get the best deal on your finance needs.

We know that our business only succeeds when our clients businesses succeed.

Yes, we offer all kinds of business loans

  • Unsecured Loans
  • Secured Loans (Property & Equipment)
  • Short Term Loans
  • Vehicle & Equipment Finance
  • Invoice Finance / Factoring
  • All other forms of Business Finance
All businesses will qualify for vehicle or equipment finance provided they have sufficient sales to make the monthly loan repayments.